Otto Richards
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- Joined
- Aug 28, 2026
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Spend crypto like money.
No KYC. No documents. No ID. Ever.
Private prepaid cards, funded in crypto and accepted everywhere the major networks are — ad accounts, subscriptions, SaaS, and everyday spend.
No KYC, ready in about a minute, and they add to Apple Pay and Google Pay.
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Who we are
Nocturne is a night desk for private spending. You deposit crypto, you get a real card number that works everywhere the major networks are accepted, and you spend it however you need — funding ad accounts and SaaS, paying subscriptions, or covering everyday purchases — without a personal bank card in the mix. No name, no address, no selfie, no proof of anything. A human reads every message we get.
You don't even need an email. Signing up takes about 30 seconds: choose a private token and a 12-word recovery phrase, and you're in. No inbox, no name, nothing to verify. (Prefer email and a password? That works too.)
We hold ourselves to a few things that don't bend: every fee on one page, ceilings we actually publish, funding in six coins, and a human on the desk at any hour. Here is exactly what you get.
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What you get
- A cut for every job. Shadow for online and in-app spend, Aurora for wallets and everyday use, and Eclipse — a dedicated ad-spend BIN — for Meta, Google Ads, TikTok and X.
- No KYC, and no email needed. Sign up in about 30 seconds with a private token and a 12-word phrase (email and password if you'd rather).
- Fees that fall as you spend. Card loads tier down with volume, from 5% to 3.5% — the Eclipse ad card runs 3.5% down to 2.5%.
- Real, published ceilings. $50,000 a day, $1,000,000 a month, lifted on request.
- Fund in six coins. BTC, ETH, USDT, USDC, LTC and XMR.
- Apple Pay and Google Pay. Add the Aurora cut to your phone and tap to pay.
- Every fee on one page, quoted again before you confirm.
- A written refund policy and a human desk that actually answers.
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Three cards. One night engine.
All three are prepaid — you spend what you hold, nothing more. Pick the cut that fits the job:
- Shadow — $25. The essential. Online and in-app spend, everywhere the networks reach. Loads tier from 5% down to 3.5%. Three per account.
- Aurora — $50. The flagship. Everything Shadow does, plus Apple Pay, Google Pay and tap to pay. Same load ladder. Three per account.
- Eclipse —
$10$5 at launch. The ad card. A dedicated BIN for paid media, loads from 3.5% down to 2.5%. Five per account.
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★ New: the Eclipse ad card — $5 at launch
Eclipse is our newest cut, and it is built for one thing: running ads clean.
- $5 at launch — normally $10. Limited launch offer.
- A dedicated BIN for media spend — Meta, Google Ads, TikTok and X.
- Loads land in seconds, ready to spend as soon as they clear.
- Loads from 3.5%, easing to 2.5% once you have loaded $10k in a 30-day window on the card.
- No name, no address — type anything at checkout, company or private. The rail validates neither.
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The networks' ceilings, not ours
These are real, published ceilings, and they lift on request. (The Eclipse ad card rides $25,000 a day and $500,000 a month by design.)
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Apple Pay & Google Pay, done right
Add the Aurora cut to your phone and pay online, in apps, and in person with a tap. Verification and 3-D Secure codes land right in your dashboard, not by SMS or a bank app, so nothing is tied to a phone number and nothing depends on you having given us an email.
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How it works
- Sign up in about 30 seconds. A private token and a 12-word recovery phrase — no email, no name, nothing to verify. (Email and password also works if you prefer.)
- Deposit crypto. BTC, ETH, USDT (TRC-20/ERC-20/Solana), USDC, LTC or XMR. It credits on network confirmation, usually within minutes, at a flat 0.49% — quoted before you send.
- Strike a card. Pick your cut. Issued in about 60 seconds. A quick confirmation step means no accidental mints.
- Load and spend. Move balance onto the card (Eclipse loads land in seconds), then spend anywhere the networks reach. Pull unused balance back to your account any time, free.
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Pricing — every fee on one page
| Card (one-time) | Shadow $25 · Aurora $50 · Eclipse |
| Card load | Tiers down with volume — see the ladder below |
| Eclipse load | 3.5% down to 2.5% (own volume) |
| Deposit | 0.49%, every asset |
| Payments | $0 from us |
| Monthly | $0 |
| FX markup | 0% from us (the network's own ~1.2% applies on non-USD) |
| Declined attempt | $0.25 (the bank's charge) |
What $1,000 in crypto becomes: deposit $1,000 → 0.49% fee ($4.90) → $995.10 on your balance. Strike an Eclipse for $5, and you have $990.10 to load and spend. The live calculator on our pricing page runs this exact math and shows the figure before you confirm.
Keeping a card alive costs nothing but use: $29 of spend a month keeps it active. Three idle months and it retires after a warning and a 7-day grace, with any balance returned first.
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The real dashboard
This is the room you get. Order your cut, load from balance, freeze in a tap.
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What we support
- Paid media — Meta, Google Ads, TikTok, X (the Eclipse cut is purpose-built for this)
- Subscriptions and recurring billing
- Travel, everyday spend, international transactions
- Apple Pay & Google Pay on the Aurora cut
We do draw a few lines and we publish them up front: gambling and cash-advance categories are closed, along with a short list of high-risk ones. The full "closed categories" page is public on the site — read it before you buy.
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Refund policy
- Approved payments cost you $0 from us.
- Unused balance is always yours. Pull it off a card back to your account any time, free and instant. On account closure the remaining balance is returned to a wallet you control (minus any lawful AML hold).
- If a card is dead on arrival, the desk makes it right — message us and we resolve it.
- Merchant refunds return to the card that paid; the issuer keeps a 1.5% handling slice and the rest credits back. Timing sits with the merchant.
- Card and load fees already spent are not refundable once the card is issued and used.
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FAQ
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Get started today
➊ Visit nocturne.cards and sign up in about 30 seconds — no email needed
➋ Deposit crypto and strike your first card
➌ Add it to Apple Pay / Google Pay and start spending
Website: https://nocturne.cards
Telegram (desk): https://t.me/nocturne_support_bot
Channel: https://t.me/nocturne_cards
Email: hello@nocturne.cards
BHW: Message me here on BHW
A human reads every thread. Questions welcome.
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Nocturne issues prepaid cards on licensed partner rails. Not a bank. For legitimate business and personal use only; you must be 18+. We screen incoming funds and reserve the right to refuse service for unlawful activity or in sanctioned jurisdictions. Fees and features shown reflect the current price sheet at nocturne.cards, which is always the source of truth