If you're a genius you'll make money fast, if not you're competing with life:
Life: you grow from hydrogen atoms, methane, and salts and variety of minerals, from rocks on fungus growth, the oceans form to feed enough life and then the food chain begins:
You have no bearings only to replicate as a virus or from multiple cell nucleus floating from the water that fungi growth have formed.
You're on your way to being human its just everyone must fight and survive for what purpose to live, why who knows(as the sun is a nursery for dead planets through our billions of galaxies this nursery created life, why maybe some sick joke)yet the multi celled jelly fish grow in abundance life flourishes even til this day(Mariana trench is one example) photosynthesis bioluminescence becomes a survival mechanism for some while others die (even the greatest salmon makes the greatest sacrifice for its kin)until life decided to leave the ocean most probably because of invaders chaising them and didn't know evolution equiped them with growth to multiply outside when the tides receeded and the next evolution of life began but in a harmonious explosion of sharing a symbiotic relationship in a rush to create a dense oxygenated world taking almost 1 million years for the first growth to mutate and grow not horizontally rather vertically eventually creating dense canopies similar to what we see in the Amazon but much larger in verticality.
It's all about survival and evolving but not by choice everything on earth moves towards survival the biodiverse relationship with bad viruses and good all work together.
Every now and then evolution will create oddies in the chain, for our case geniuses, for dinosaurs multi plated defence and all fence even if they do not understand why only its purpose to survive.
You today are surviving but are asking the wrong questions.
So to survive is working, saving, planning, even if it has no purpose or merit you work not for you but those you bring into this world or help.
Yes strange oddies will arise to abuse that offering but so does the lessons brought forth.
So time will determine your life and where you go, there is no fast path as long as there's saturation(even a giant whose smart can be outsmarted by their own tools)but if you do not listen to the waves you become the wave surfed on.
The food chain.